A big variety of articles and resources.

What happens when regulations change, policies are updated, and senior management is informed — but frontline staff are never trained? In this short compliance fiction story, we follow Max through a routine assurance review that uncovers a silent but serious governance failure. The lesson is clear and timely: under the AMLR, documentation alone is never enough.

Not every risk arrives with a label. In this compliance fiction story, Max encounters a transaction pattern that isn't fraudulent, isn't sanctioned, and fits none of the pre-determined categories in the framework. Under the AMLR, that gap is not a minor oversight — a static risk model that lags behind operational reality will inevitably become obsolete.

A routine year-end review. Dozens of customer files unresolved for months — no deadlines, no ownership, no escalation. In this compliance fiction story, Max uncovers a familiar but dangerous pattern: KYC gaps quietly carried forward until passive inaction becomes an implicit acceptance of risk. Under the AMLR, that's not a backlog problem. It's a governance failure.

Ecash is emerging as one of the most powerful innovations in digital finance — combining the privacy of physical cash with the speed of the Lightning Network. Built on blind signature protocols like Cashu and Fedimint, it enables instant settlements, true offline payments, and frictionless peer-to-peer transfers via any messaging app or NFC tap. In this article, we explore how Ecash works, why it matters for EU fintechs and neobanks, and what a native integration could look like for forward-thinking financial institutions.

A property transaction shifts overnight when €750,000 arrives from a newly formed company and the client pushes for an urgent completion. This fictional case study shows how sudden funding changes, third-party transfers, and deadline pressure can signal elevated money laundering risk in real estate. Referencing AMLR Articles 26 and 34, it highlights why ongoing monitoring must trigger immediate review, refreshed CDD, and escalation when a transaction becomes unusually large, complex, or lacks a clear lawful purpose.

As 2026 begins, compliance teams face a more complex enterprise risk environment shaped by overlapping EU AML reforms, technology regulation, and supervisory expectations. This article explores how traditional AML, fraud, and operational risks are being amplified by AI, crypto assets, cyber threats, and privacy obligations under frameworks such as AMLR, AMLD6, DORA, GDPR, and the AI Act. It outlines the emerging risk scenarios compliance leaders must anticipate and how integrated, scenario-based risk management will be critical for regulatory resilience in the year ahead.

At the end of 2025, the European Banking Authority’s AML/CFT mandate transitions to the new Anti-Money Laundering Authority (AMLA), marking a major shift in EU AML supervision. As AMLA prepares to assume direct supervisory powers over selected high-risk, cross-border institutions, compliance teams face new expectations around governance, risk assessment, and program consistency. This article explains what the transition from EBA to AMLA means in practice, how supervision and enforcement will change, and how institutions should prepare for a more harmonized and analytically driven EU AML framework.

A quality review of long-standing client files reveals how familiarity can mask source-of-funds gaps in AML compliance. This case study examines why unexplained inflows, family gifts, and trusted domestic accounts still require verification under ongoing monitoring and enhanced due diligence obligations. Referencing Articles 20 and 34 of the AML Regulation, the article highlights why tenure and perceived trust can never replace documented, risk-based assessment.